“Pemanfaatan Mobile Banking Dalam Meningkatkan Efisiensi Layanan Di Bank Muamalat KCP Madiun”, ME, vol. 2, no. 3, pp. 81–97, Dec. 2025, Accessed: Feb. 04, 2026. [Online]. Available: https://jom.uin-suska.ac.id/index.php/ME/article/view/5594