“PENGARUH PERSEPSI KEMUDAHAN, PERSEPSI RISIKO DAN PERSEPSI MANFAAT TERHADAP MINAT PENGGUNAAN QUICK RESPONSE CODE INDONESIAN STANDARD (QRIS) DI PEKANBARU”, JEIS, vol. 4, no. 01, pp. 170–180, Jun. 2025, Accessed: Dec. 15, 2025. [Online]. Available: https://jom.uin-suska.ac.id/index.php/JEIS/article/view/2026