“PENGARUH PERSEPSI KEMUDAHAN, PERSEPSI RISIKO DAN PERSEPSI MANFAAT TERHADAP MINAT PENGGUNAAN QUICK RESPONSE CODE INDONESIAN STANDARD (QRIS) DI PEKANBARU”, JEIS, vol. 4, no. 01, pp. 170–180, Jun. 2025, Accessed: Feb. 25, 2026. [Online]. Available: https://jom.uin-suska.ac.id/index.php/JEIS/article/view/2026